The process of getting a new mortgage to replace your existing loan is called refinancing. There are a number of reasons why one should consider a refinance. In most cases, the goal is to lower your interest rate and monthly payments; however, it could also be to change the loan term or loan product. It is also possible to take cash out from your home’s equity during a refinance.

At Integrity Mortgage, we will work hard to make sure that a refinance makes sense for what you are trying to accomplish. We even have options to complete the refinance with no out of pocket closing costs. Please call or email me today if you are wondering if you should consider refinancing this year!

Chad and his team were proactively helpful every step of the way. He made sure I understood all of my options and was responsive to all of my questions. I really appreciated his checking on me and explaining what was happening behind the scenes. And Chad came to closing, too, which made me feel even more secure when finishing the paperwork. Thanks, Chad!

Ted Ingram

Dallas, Texas

Chad was very helpful and professional helping my family buy our first home together. He answered every question I had in a timely manner and supported us along the way to make sure we had everything ready and got the best interest rate. I highly recommend Chad at Integrity Mortgage to anyone who wants to purchase a home and needs guidance.

Mary Swaim

Rockwall, TX

Integrity Mortgage made it SO easy! I worked with Chad when buying our home back in September, and he made everything so transparent and simple. He always kept me up to date with things that were happening and was quick to answer any questions I had along the way. If you're shopping for a home and need a mortgage, definitely reach out to Chad and the folks at Integrity Mortgage! They'll take great care of you!

Kelly Fortado

Wylie, TX

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Chad Milner

RMLO # 1062821

Tel: 903-530-9914


Fax: 460-769-1040

Company Website:

3013 Ridge Rd.  Ste 102

Rockwall, TX 75032